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Questions

Roofing questions, answered straight.

Cost, insurance, timing, warranty and emergencies. If yours is not here, call 801.839.4186 — someone picks up.

Cost and financing

How much does a new roof cost in Utah?
Most Utah homes land between roughly $9,000 and $22,000 for a full asphalt shingle replacement, depending on size, pitch, layers and complexity. Metal and tile cost considerably more.
Is the inspection and quote really free?
Yes. We inspect, photograph and measure the roof and give you a written quote at no cost and with no obligation.
Do you offer financing?
Yes — 12 months same as cash, or low monthly payments over terms up to 240 months. The application takes about 60 seconds, uses a soft credit pull, and gives an instant decision with next-day funding.
Do you require a deposit?
We discuss payment terms in writing before any work begins. You will never be asked for a large cash payment up front by someone knocking on your door.

Insurance and storm damage

Does homeowners insurance cover roof replacement?
It covers sudden weather damage — hail, wind, fallen trees, weight of snow and ice — but not age or wear. On an approved claim you typically pay only your deductible.
Do you handle the insurance claim?
We document the damage with photographs, meet your adjuster on the roof, and submit supplements for anything the first estimate missed. You file the claim; we handle the roofing side of it.
What if my claim is denied?
Denials are often reversed. We can request a re-inspection with our photo report and weather data, and your policy's appraisal clause exists for scope disputes.
Can you waive my deductible?
No. Anyone who offers to is committing insurance fraud and putting your claim at risk.

The work itself

How long does a roof replacement take?
Most residential roofs are torn off and replaced in a single day — often under ten hours. Larger, steeper or tile roofs take longer, and we tell you up front.
What happens to my landscaping and driveway?
We protect plants and hardscape, catch debris as we go, and magnet-sweep the property before we leave. A spotless site is part of the job, not a favour.
Do I need to be home?
Not for the whole day, though it helps to be there at the start and the walkthrough at the end.
What warranty do you give?
A 25-year warranty on every roof we install, in writing, alongside the manufacturer's material warranty.

Timing, weather and emergencies

Can you roof in winter?
Yes, with the right materials and temperatures. We also do winter repairs, ice dam work and emergency tarping throughout the season.
My roof is leaking tonight — what do I do?
Call 801.839.4186. We answer 24/7 and can tarp the roof to stop water before it reaches your ceilings and insulation.
How soon can you get out to look?
Usually within a day or two for a free inspection, and the same night for an active leak.
Which areas do you serve?
Every county in Utah, plus southwest Wyoming — Evanston, Lyman, Cokeville, Green River, Rock Springs and Rawlins.

Why homeowners pick Harbor

The boring guarantees that actually matter

  • 25-year warranty

    Every roof we install is backed by a 25-year warranty, in writing.

  • Licensed & insured

    A fully licensed and insured Utah crew — never a fly-by-night storm chaser.

  • Insurance claims handled

    We document the damage, meet your adjuster, and walk the claim through with you.

  • Answered 24/7

    An active leak at 2 a.m. is still an emergency. Someone picks up the phone.

Service area

We cover all 29 Utah counties and southwest Wyoming

Utah & Wyoming

Every county in Utah

  • Beaver
  • Box Elder
  • Cache
  • Carbon
  • Daggett
  • Davis
  • Duchesne
  • Emery
  • Garfield
  • Grand
  • Iron
  • Juab
  • Kane
  • Millard
  • Morgan
  • Piute
  • Rich
  • Salt Lake
  • San Juan
  • Sanpete
  • Sevier
  • Summit
  • Tooele
  • Uintah
  • Utah
  • Wasatch
  • Washington
  • Wayne
  • Weber

WYOMING

  • Rawlins
  • Rock Springs
  • Green River
  • Lyman
  • Cokeville
  • Evanston

Not sure whether you’re in range? Call us at 801.839.4186 and we’ll tell you straight — no runaround.

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